The Canada Child Benefit (CCB) is a tax-free monthly payment to help families with child-rearing costs. From July 2024 to June 2025, families can now receive up to $648.91 per month for each child under six. This support covers essential needs and growth opportunities for children. This program aims to reduce child poverty and promote financial stability for Canadian families, with payments adjusted for inflation and living costs. This article will explain what the CCB is, who can get it, and how to apply.
What is $648.91 Canada Child Benefits?
The Canada Child Benefit (CCB) is a tax-free monthly payment from the Canadian government to help families with the cost of raising children under 18. The amount you get depends on your family income, the number of children you have, and their ages. The CCB can also include extra money for children with disabilities and other related programs. This benefit is meant to help families, especially those with lower incomes, by providing financial support to reduce child poverty and ensure children have necessary resources and opportunities.
Canada GIS Allowance for people aged 60 to 64
The CCB was introduced by the Government of Canada in 2016 to help families with the expenses of raising children. The amount is adjusted every year to keep up with inflation and changes in the cost of living, keeping in mind that the financial support remains relevant and effective This benefit is based on your household income, number of children, their ages, and disability factors (if any) making sure families can meet their children’s needs.
$648.91 Canada Child Benefits Quick Details
| Country of Origin | Canada |
| Regulating body | Canada Revenue Agency (CRA) |
| Category | Financial Aid |
| Objective | Eradicate child poverty to provide financial stability. |
| Age Limit | Below 18 years of age |
| Maximum Payable Amount | CAD 648.91 (below 6 years of age) CAD 547.50 (above 6 years of age) |
| Next date for payment | 18th October 2024 |
| Website | Canada child benefit (CCB) – Canada.ca |
$648.91 Canada Child Benefits Eligibility
To be eligible for the Canada Child Benefit (CCB), you must meet the following criteria:
- Residency: You must be a resident of Canada for tax purposes.
- Child’s Age: The child must be under 18 years old and live with you.
- Primary Caregiver: You must be primarily responsible for the child’s care and upbringing.
- Citizenship or Immigration Status: You or your spouse/common-law partner must be a Canadian citizen, permanent resident, protected person, temporary resident (with specific conditions), or registered under the Indian Act.
- Foster Child: You cannot receive the CCB for a foster child if Children’s Special Allowances are payable for that child.
The amount of CCB you receive depends on your family income and the number of eligible children.
$648.91 Canada Child Benefits Payment Schedule & Amount
The Canada Child Benefit (CCB) is paid every month, usually around the 20th. You can get the money either through direct deposit or a cheque. From July 2024 to June 2025, the most you can get each month is $648.91 for each child under six and $547.50 for each child aged six to seventeen.
Most people get the CCB through direct deposit into their bank account, which is faster and safer. If your monthly benefit is less than $20, you’ll get the annual amount all at once instead of monthly payment. How much you get depends on how many children you have, their ages, any disability factor in children or parents, marital and custodial status,and your family income. As your income goes up, the benefit goes down. The amount is recalculated every July based on your income from the previous year.
Since the exact amount can be different for each family, you can use the Canada Revenue Agency’s calculator to estimate your benefit.
How to Apply and Check Status for $648.91 Canada Child Benefits?
- To apply for the Canada Child Benefit (CCB), you have three options. First, you can apply during birth registration at the hospital or birthing centre, and in some provinces, you can register online. Second, if you didn’t apply during birth registration, you can apply online through your CRA My Account by going to the “Benefits and credits” section and adding your child under “Child information.” Third, you can fill out and mail Form RC66, Canada Child Benefits Application, to your tax centre, including any necessary documents like proof of birth.
- To check the status of your CCB application, you can log in to your CRA My Account and check the “Benefits and Credits” section for your application status and payment information. Alternatively, you can use the MyBenefits CRA Mobile App to view your payment information and status updates. For more details and specific instructions, visit the official Canada Revenue Agency website.
$648.91 Canada Child Benefits Fact Check
As of now, the Canada Child Benefit (CCB) has seen significant increases to help families with the rising cost of living. The maximum annual CCB has been raised for both children under six and those aged six to seventeen, with families now able to receive up to $7,787 per child under six and $6,570 per child aged six to seventeen for the 2024–25 benefit year. This represents a 4.7% increase from the previous year, providing up to $350 more per child. A top-up payment was also issued in July 2024 to assist families with increased living costs. The CCB continues to be indexed to inflation, ensuring predictable and reliable support. This increase reflects the government’s commitment to supporting families and promoting the well-being of children across Canada.
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Lisa is a seasoned financial analyst and writer specializing in the industry sector. With a background in economics and over a decade of experience covering global financial markets, Lisa offers expert commentary on the economic factors influencing the oil and gas industry.